Bounce Back From Bankruptcy

Whether you're worried you'll never, ever get a credit card again after bankruptcy, or are glad to be rid of credit cards forever, this book will guide you through the steps to help you get on your financial feet after bankruptcy. You'll learn how to painlessly pay off undischarged debt, how to select a secured credit card that helps you rebuild your credit, avoid discrimination on the job as a result of your bankruptcy, avoid credit repair scams, get a car loan without paying an outrageous interest rate, travel without credit--even discover what to do if you get in over your head again!

Reviews:

Hi, I really liked this book because i feel that the author is sincerely telling you what she learned from her own experience instead of trying to sell anything else like a seminar. After filing chapter 7, I feel confident that I will be able to purchase property by following the steps given in the book. Thanks Paula!

Except for the bit about buying broken down cars, I found the information to be useful, practical, and helpful. I recently filed Chapter 7 and was able to use this book to create an action plan for recovery. The section on how to rent a car was terrific -- hard to find elsewhere -- and saved me from being stuck in Connecticut. I purchased three books on recovering from bankruptcy. This one is the best. Be sure to follow Ryan's advice and purchase her book in paperback.

I filed for bankruptcy and got 3 cards right after discharge with about $3000 credit which I used to go to school for 3 months in IT field, got job after that as Computer Professional went from making $6.00 an hour to $17.00 an hour, paid off cards and right now just have one which I owe only $400, only problem was I bought $200 car she advised and ended up paying $1600 in repairs ( of course got rid off car also)

This book wasn't as helpful to me as the ones by Steven Strauss and the Cahers. She does offer some very practical money management tips, but the bulk of her really helpful information can be found on the web or in more professionally written guides.

I think this book is great. I checked it out of the library, but I am going to buy it. I can relate to everything in the book, but I really appreciated the area on student loans. I just completed a doctorate program and I do not want to go into default. I learned a lot of strategies in this book to prevent this. I also like the forms for writing to the credit bureaus. I have told friends about the book. This book is less than twenty dollars and it is a good reference tool!

While this book does have some good ideas, it's not worth the money. (and as mentioned in the review above, it has some bad ideas, like the $200 car. You'd probably go back into debt when the car breaks down on the highway & you have to call roadaide assistance) The author is an average consumer, so I guess I shouldn't have expected all that much. The list of secured credit cards can be found by surfing the net. The writing & editing is incredibly poor with exclamation points !! used all over the texts. I plan to serach for a book written by a professional accountant or tax attorney.

Having recently filed for bankruptcy, I've been constantly worried about re-building my credit, buying a home, even looking for a job. Ms. Langguth Ryan's book provides step-by-step advice on how to obtain and correct your credit reports, re-establish your credit, and get out of debt for good. The chapter on secured credit cards alone is worth the cost of the book. She provides not only names and addresses of banks that issue secured credit cards, but she provides such information as: minimum requirements, minimum deposit, interest yield on deposit, credit limits, length of time until card can go unsecured, application/annual fees, grace period, and interest rates. Plus, she has verified that each of these cards WILL show up on your credit report, without indication that they are secured. She provides names, addresses, phone numbers, who to contact, what exactly to write (form letters are included in the book). I only wish I could give her a hug! If you're even considering bankruptcy, buy this book--you won't regret it.

Having filed bankruptcy almost three years ago, I thought this book could help me re-establish my credit. This book does have some useful information, but for the price I expected a lot more. The chapter on financing a new car was a waste. The author instructs people to buy a car for $200 -- never mind the worry and stress that arises from driving a car that breaks down constantly. That advice was absolutely ridiculous. The only good advice taken from this book is the chapter about secured credit cards. And I can tell you this for FREE: Making timely payments on your secured credit card will help you re-establish your credit rating.